Mechanisms for Subsidizing Mortgage Loans Allocated to Young Families in Uzbekistan and Their Effectiveness

This article analyzes the mechanisms of subsidizing mortgage loans allocated to young families in Uzbekistan. It examines the essence and effectiveness of government policies aimed at expanding young families' opportunities to purchase housing through subsidies. Furthermore, the study explores the socio-economic impact of the mortgage loan subsidy system and evaluates the results of the measures implemented. The article focuses on defining the role of mortgage loans and subsidies in meeting the housing needs of young families.