Publication Details
Abstract
The development of digital technologies has significantly transformed the banking sector and created new opportunities for improving financial services. This article examines the development of deposit services in commercial banks under the conditions of the digital economy. Particular attention is given to the role of deposit operations in forming the resource base of banks and ensuring financial stability. The study also analyzes modern approaches to improving deposit policy through the implementation of digital banking technologies and innovative financial services. The results of the research show that the digital transformation of banking services contributes to improving the efficiency of deposit operations and strengthening the competitiveness of commercial banks.