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Jurnal: American Journal of Economics and Business Management

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Improving Loan Classification Models to Strengthen the Financial Stability and Profitability of Commercial Banks

Kinjayev Kattakul Nurmatovich

American Journal of Economics and Business Management
ISSN: 2576-5973
Vol: 9, No: 9
2026-09-10
Abstrak

Loan classification models are essential for identifying credit deterioration and supporting sound banking decisions. This thesis examines an integrated approach to improving classification models through financial, behavioral, facility, collatera...

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Optimization Of Loan Classification Criteria For Reducing Credit Risk And Increasing Bank Profitability

Kinjayev Kattakul Nurmatovich

American Journal of Economics and Business Management
ISSN: 2576-5973
Vol: 9, No: 9
2026-09-10
Abstrak

Loan classification criteria are fundamental to commercial-bank credit-risk management because they determine when an exposure is treated as performing, requires intensified monitoring, or presents materially elevated risk. Poorly optimized criter...

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Assessment and Forecasting of Sustainable Regional Development Based on Economic, Social and Environmental Indicators

Yormonqulova Nargiza Ikromjon qizi

American Journal of Economics and Business Management
ISSN: 2576-5973
Vol: 9, No: 9
2026-09-11
Abstrak

This article discusses methods that allow a comprehensive assessment and prediction of the level of sustainable development of the regions of Uzbekistan. Economic, social and environmental indicators are used for this purpose. To assess the develo...

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Attracting Financial Resources too Joint-Stock Companies in Uzbekistan Through the Capital Market: Evidence from Four Large Jscs

Abdurazakova Nargiza Rixsibayevna

American Journal of Economics and Business Management
ISSN: 2576-5973
Vol: 9, No: 9
2026-09-11
Abstrak

This study evaluates how Uzbekistan’s joint-stock companies (JSCs) can reduce dependence on bank-centered financing and attract longer-term resources through equity and corporate debt markets. Using an IMRAD structure, the paper examines six years...

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Application of a Complex-Structural System of Indicators in Assessing the Management Efficiency of Hotel Enterprises

Teshaboyev Baxramjon

American Journal of Economics and Business Management
ISSN: 2576-5973
Vol: 9, No: 9
2026-09-10
Abstrak

This article examines the application of a complex-structural system of indicators for assessing the management efficiency of hotel enterprises under conditions of economic transformation. Traditional approaches based on single financial or occupa...

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Heritage Translation as Discourse-Constructive Practice: A Theoretical Reorientation from Linguistic Transfer to Discursive Mediation

Zhang Xu

American Journal of Economics and Business Management
ISSN: 2576-5973
Vol: 9, No: 9
2026-09-10
Abstrak

The classic view of heritage translation is a linguistic action related to the transfer of meanings across languages. However, legacy communication today takes place increasingly in complex institutional, ideological and intercultural settings whi...

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Digital Technologies and Visitor Engagement in Museums: A Systematic Review of Emerging Trends and Experiences

Huang HongWei

American Journal of Economics and Business Management
ISSN: 2576-5973
Vol: 9, No: 9
2026-09-10
Abstrak

Digital technologies have changed the relationship between museums and their visitors and the ways in which cultural experiences are offered. Technical advancements such as virtual reality (VR), augmented reality (AR), mobile applications, artific...

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The Digital Application of Museums: Transforming Visitor Experience and Cultural Heritage Management

Huang HongWei

American Journal of Economics and Business Management
ISSN: 2576-5973
Vol: 9, No: 9
2026-09-10
Abstrak

The rapid evolution of digital technologies has deeply changed the functions, management, and visitor experience of museums worldwide. To meet the demands of an increasingly digital society, cultural institutions have been forced to innovate and a...

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Improving Organizational Mechanisms for Enhancing Employee Performance in Food Industry Enterprises

Narbayeva Dilnoza Darvishaliyevna

American Journal of Economics and Business Management
ISSN: 2576-5973
Vol: 9, No: 9
2026-09-09
Abstrak

This article examines organizational mechanisms for improving employee performance in food industry enterprises in the Jizzakh region of the Republic of Uzbekistan. The analysis draws on the region's industrial development trends, contemporary hum...

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Evaluation of Commercial Banks’ Interest Rate Policy Efficiency Based on the DEA–SFA Approach

Оrifоvа Dilnоzа Оbid kizi

American Journal of Economics and Business Management
ISSN: 2576-5973
Vol: 9, No: 9
2026-09-09
Abstrak

This article investigates methodological approaches to assessing the efficiency of commercial banks’ interest rate policy. The main objective of the study is to determine the efficiency of lending and interest income generation through the use of ...

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