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Big Data Adoption and Bank Performance in Uzbekistan: Panel Fixed Effects Evidence from Commercial Banks

Shakhnoza Turabova

American Journal of Economics and Business Management
ISSN: 2576-5973
Vol: 9, No: 9
2026-09-04
Abstrak

: Commercial banks in emerging economies invest in Big Data infrastructure without direct evidence that such investment improves financial performance, largely because banks do not disclose technology spending separately. This study measures Big D...

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Macroprudential Policy Effectiveness and Banking Stability in Uzbekistan: Panel Evidence with 2025–2026 Financial Stability Report Data

Inobatov Abror Boshlarovich

American Journal of Economics and Business Management
ISSN: 2576-5973
Vol: 9, No: 9
2026-09-04
Abstrak

This paper provides the first panel-data assessment of macroprudential policy (MPP) effectiveness in Uzbekistan's banking sector, incorporating the most recent evidence from the Central Bank of Uzbekistan's (CBU) Financial Stability Report for 202...

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Improving The Economic Efficiency of Enterprises Through The Digital Transformation of E-Commerce Activities

Tuychiyev Shavkatjon Shokirali o‘g‘li

American Journal of Economics and Business Management
ISSN: 2576-5973
Vol: 9, No: 9
2026-09-04
Abstrak

This article examines the role of digitalization in enhancing the economic efficiency of enterprises’ e-commerce activities. The study focuses on the transformation of traditional sales processes through digital platforms, information technologies...

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Bank-Specific Determinants of Non-Performing Loans: Evidence from Uzbekistan’s Banking Sector

Jonibek Rustamov

American Journal of Economics and Business Management
ISSN: 2576-5973
Vol: 9, No: 9
2026-09-03
Abstrak

This study investigates the determinants of non-performing loans (NPLs) in the banking sector of Uzbekistan. The primary objective is to assess the impact of macroeconomic conditions and bank-specific characteristics on loan quality. Using panel d...

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The Impact of Fintech Development on Financial Inclusion in the Regions of Uzbekistan

Kamola Nazarova

American Journal of Economics and Business Management
ISSN: 2576-5973
Vol: 9, No: 9
2026-09-02
Abstrak

This study examines the relationship between fintech development and financial inclusion across the fourteen administrative regions of Uzbekistan. National indicators indicate fast progress, with the account ownership rate among adults increasing ...

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A Comparative Linguocultural Analysis of Beverage-Based Phraseological Units in English and Karakalpak

Adimova Nilufar Kamiljanovna

American Journal of Economics and Business Management
ISSN: 2576-5973
Vol: 9, No: 9
2026-09-02
Abstrak

This article examines beverage-based phraseological units in English and Karakalpak from a comparative linguocultural perspective. The study focuses primarily on phraseological expressions containing the lexical components milk and coffee. These c...

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Managing Government and Venture-Backed Startups in The Innovation Ecosystems of Developing Countries: A Project Management Framework

Turdaliyev Muhammad Sodiq

American Journal of Economics and Business Management
ISSN: 2576-5973
Vol: 9, No: 8
2026-08-30
Abstrak

This article develops a project management framework for startups financed jointly by public money and venture capital in the innovation ecosystems of developing countries. The argument proceeds from a single premise: public capital and venture ca...

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Human Resource Management Practices and Employee Performance in the Nigerian Health Sector: Evidence from Selected Public Hospitals in Enugu State (2020–2025)

Uzoma Ndidi, Ph.D Okolo; Joel Chinedum, Eze Ugwoke; Ph.D Linda Ifeyinwa

American Journal of Economics and Business Management
ISSN: 2576-5973
Vol: 9, No: 8
2026-08-29
Abstrak

Human resource management (HRM) practices are fundamental to improving employee performance and achieving quality healthcare delivery. In Nigeria, the health sector has experienced significant workforce challenges between 2020 and 2025, including ...

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Accounting and Internal Control in Professional Education Institutions as an Instrument of Education Quality

Erkin Tadjiyev

American Journal of Economics and Business Management
ISSN: 2576-5973
Vol: 9, No: 8
2026-08-29
Abstrak

Professional education institutions in Uzbekistan have become the principal channel through which the economy is supplied with mid-level occupational skills, yet their accounting and internal control arrangements are still designed to demonstrate ...

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Economic Forecasting of the Impact of Financial Autonomy on the Competitiveness of Higher Education Institutions: A Case Study of Bukhara State University

Adizov Bobir Bakhtiyorovich

American Journal of Economics and Business Management
ISSN: 2576-5973
Vol: 9, No: 8
2026-08-28
Abstrak

This article examines the impact of financial autonomy reforms on the competitiveness of higher education institutions (HEIs) in a transition economy, using Bukhara State University (Uzbekistan) as a case study. Five indicators for 2015–2025 were ...

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