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Modern Trends in Bank Lending Practices in Uzbekistan and Opportunities for Their Further Improvement

Yodgorov Davlatbek Ahmad ugli

American Journal of Management Practice
ISSN: 2997-9366
Vol: 3, No: 10
2026-10-03
Abstrak

This article examines the current trends in bank lending practices in Uzbekistan and identifies opportunities for their further improvement. The study analyzes the dynamics and structure of bank lending, changes in lending volumes, the development...

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The Role of Multiple Integrals in Modeling Economic Risks

Saipnazarov Shaylovbek Aktamovich; Fayziyev Javlon Abduvoxidovich; Mirzamurodov Oltinbek Sultonali o’g’li

American Journal of Management Practice
ISSN: 2997-9366
Vol: 3, No: 9
2026-10-03
Abstrak

This paper explores the theoretical and practical aspects of using multiple integrals in the mathematical modeling of economic risks. In economic processes, risk is often formed not by a single factor but as a result of the combined influence of s...

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The Impact of Digital Transformation on the Efficiency of Administrative Performance

Jwan Fadel Mahdi

American Journal of Management Practice
ISSN: 2997-9366
Vol: 3, No: 9
2026-09-16
Abstrak

The study aimed to identify the impact of digital transformation "as an independent variable", represented by dimensions (after infrastructure and information technology, after organizational culture (human resources), after digital vision and str...

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The Impact of Negotiation Strategies on The Quality of Financial Statements

Gabbar Hassan Sweih; Muslim Hamid Mahdi; Zainab Zuhair Mahdi

American Journal of Management Practice
ISSN: 2997-9366
Vol: 3, No: 9
2026-09-15
Abstrak

This research examines negotiation strategies and their relationship with the quality of financial statements, including the concept, elements, and types of negotiation strategies used to achieve acceptable outcomes for the parties involved. The p...

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The Place of Resource Managers in Contemporary Health Insurance Schemes: Evidence from Selected Local Government Areas of Enugu State, Nigeria

Okolo Uzoma Ndidi; Ekeke Lemene Randall; Ugwoke Joel Chinedum

American Journal of Management Practice
ISSN: 2997-9366
Vol: 3, No: 8
2026-08-30
Abstrak

The effectiveness of health insurance schemes depends largely on the availability and efficient management of human, financial, material, and information resources. While considerable attention has been paid to healthcare financing in Nigeria, rel...

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Management of Innovation Activities of Ecotourism Entities in Uzbekistan's National Nature Parks: Theoretical Foundations and International Experience

Raxmamtova Jo'raxonposhsho Qaxramon qizi

American Journal of Management Practice
ISSN: 2997-9366
Vol: 3, No: 8
2026-08-12
Abstrak

Ecotourism has emerged as a critical pathway for sustainable development, biodiversity conservation, and regional economic growth. Uzbekistan possesses substantial ecotourism potential, encompassing over 5 million hectares of protected natural are...

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Financial Risk Management in Insurance Companies and Its Impact on Financial Stability and Profitability: An Applied Study on the National Insurance Company of Iraq

Liqaa Miri Habeeb

American Journal of Management Practice
ISSN: 2997-9366
Vol: 3, No: 8
2026-08-12
Abstrak

The research aims Search to study role administration Risks Finance in companies Insurance and statement Its effect on all from Stability Financial And profitability, That's from during application practical on a company Insurance Nationalism Iraq...

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Strategies for Enhancing International Tourist Inflows to Uzbekistan and Their Development Mechanisms

Ikramov Akbar

American Journal of Management Practice
ISSN: 2997-9366
Vol: 3, No: 6
2026-06-09
Abstrak

This article examines the strategic directions for enhancing international tourist inflows to the Republic of Uzbekistan and analyzes the institutional, economic, and organizational mechanisms necessary for their sustainable development. In recent...

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Prospects for the Formation and Development of Green Marketing Under Current Global Environmental Changes

Sotvoldiyev Egamberdi Moʻminjonoʻgʻli

American Journal of Management Practice
ISSN: 2997-9366
Vol: 3, No: 6
2026-07-06
Abstrak

The article investigates the formation of ecological marketing (green marketing) concepts in modern enterprises under conditions of global climate change, resource depletion, and environmental pollution. It analyzes changes in consumer behavior, t...

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A Macro-Micro Seasonal Integration Ecosystem for Tourism Personnel Training: A Flexible Dual Education Model from Uzbekistan

Eshmurodov Rustam Sayfiddin o‘g‘li

American Journal of Management Practice
ISSN: 2997-9366
Vol: 3, No: 5
2026-05-31
Abstrak

Tourism is a highly seasonal and labour-intensive sector in which workforce demand changes according to visitor flows, destination activity and service intensity. However, higher education systems usually operate according to fixed academic calend...

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