American Journal of Economics and Business Management

This article examines current trends in the adoption of artificial intelligence technologies in service enterprises, identifies existing barriers, and proposes strategic directions for overcoming them. The study employs comparative, statistical, analytical, and SWOT analysis methods. The findings...

Spending on the military is also increasing in Nigeria, raising fears that it is eroding much needed investments in maternal services. The present investigation examines the effects of state defense expenditure on the maternal mortality rate (MMR) from 2000 to 2024 to determine if better institut...

Artificial Intelligence (AI) has become a crucial part of higher education and has changed the students’ way of learning, conducting research, and completing academic tasks. AI-powered platforms such as ChatGPT, Gemini, Claude AI, intelligent tutoring systems, and adaptive learning apps enable st...

The Conceptual Framework's Performance Reporting project culminated in IFRS 18 Presentation and Disclosure in Financial Statements, which replaces IAS 1 from 1 January 2027 and introduces a mandatory three-category structure - operating, investing, and financing - together with related amendments...

The study generally aims to identify the nature and magnitude of the implications of digital transformation for Human Resource Management (HRM) practices in the investigated banks. The research problem centers on the limited understanding and awareness of the nature and extent of the impacts impo...

The article addresses the forecasting of the socio-economic development of the Bukhara region for 2026–2030. The forecasting methodology combines multifactor econometric modelling and a scenario approach. Based on three scenarios (inertial, moderate and optimistic), a forecast of the gross region...

The rapid spread of online booking technologies and the liberalisation of visa regimes have turned the free independent traveler (FIT) into a distinct and economically significant market segment. Conventional destination management, however, still measures the value of a tourist flow chiefly by h...

This study examines the structural integration of a quota-based Shariah governance system within the conventional financial architecture of Uzbekistan. Emerging transition economies frequently experience systemic friction when introducing non-interest financial instruments into legal environments...

This paper provides a comparative analysis of major digital economy development indices developed by international organizations and research institutions. It examines their conceptual foundations, dimensions, and methodologies to identify key similarities and differences in how digital developme...

The rapid advancement of digital transformation has fundamentally changed the principles of information management in industrial enterprises, particularly within the oil and gas sector. Efficient information exchange among production units has become a critical prerequisite for ensuring operation...

This article analyzes the directions for improving the state’s monetary policy mechanisms to ensure the sustainable development of the real sector. In particular, it highlights the role of monetary instruments, inflation targeting, improving the investment climate, and ensuring financial stabilit...

This article examines the theoretical, institutional, and empirical foundations for improving small business financing mechanisms in Uzbekistan. The study addresses the persistent gap between the high economic importance of small business entities and their limited access to adequate financial re...

Artificial Intelligence (AI) technology leads to its application in modern national defense systems which use AI to improve their strategic decision processes and threat identification systems and operational performance and cybersecurity defense systems. The study collected data from 215 partici...

This article examines the accounting procedures for investments in securities made by business entities and the issues of improving their accounting in accordance with International Financial Reporting Standards (IFRS). Based on a comparative analysis of national and international standards, the ...

Improving the efficiency of investment in food industry enterprises is a multidimensional task that determines the competitiveness, resilience, and value-added capacity of national agro-food systems. Over the last decade, both advanced and emerging economies have accumulated substantial internati...

This paper investigates whether Islamic windows - Shariah-compliant divisions operating within conventional banks - deliver superior financial performance relative to full-fledged Islamic banks. Using a quarterly panel of 394 observations spanning 2014Q1–2023Q4 for five established dual-banking j...

The article discusses the organization of accounting for auxiliary production processes at pharmaceutical manufacturing enterprises operating in the Republic of Uzbekistan, the specific features of the implementation of pharmaceutical manufacturing processes at these enterprises, and the need for...

How well a region develops often depends on the state of its infrastructure — not just factories and roads, but hospitals, schools, and internet access too. This paper takes a close look at all three of these infrastructure dimensions across the ten districts of Bukhara region in Uzbekistan, draw...

Public-private partnerships have expanded at a remarkable pace in Uzbekistan, yet rigorous assessments of their economic returns remain scarce. We examine PPP efficiency across energy, utilities, and social sectors using internal rate of return, net present value ratio, payback period, and value-...

The article assesses the sectoral and regional development trends of individual women's entrepreneurship in Uzbekistan based on official statistical data for 2018-2024, identifies the causes of the identified imbalances and changes, and develops scientific proposals to improve the organizational ...

This article develops and empirically tests an integrated data-driven framework for corporate creditworthiness assessment. The proposed framework, named FinTech-Based Corporate Credit Assessment Framework (FT-CCAF), combines internal bank data, credit bureau records, tax authority information, pl...

In this paper has been investigated organization of a compliance and control system based on an integrated management mechanism, which serves to increase the effectiveness of risk management in commercial banks, has been improved, and it is proposed to control AML/CFT, "Know Your Customer" (KYC),...

In a modern market economy, small businesses and private entrepreneurship serve as vital catalysts for boosting household incomes and Alleviating poverty. This study investigates the strategic role of small business entities in driving economic expansion, generating sustainable employment, and mi...

This research analyzes the financial and credit mechanisms that support entrepreneurship in various countries and on an international scale. Many financial institutions today promote entrepreneurship by offering loans, credit, and grants to create jobs. Despite growth in enterprise lending, busin...

This study examines the current state and development trends of agricultural financing in the Republic of Karakalpakstan. The research analyzes the main sources of agricultural financing, including commercial bank loans, state budget funds and international financial institutions. Statistical and...

This article provides an economic and statistical analysis of divorce processes in the Republic of Uzbekistan. Using official statistical data for the period 2018–2024, the dynamics of divorces at the national and regional levels are examined, and their relationship with key socio-economic factor...

This study used a descriptive-analytical technique to evaluate the degrees of digital maturity and high-reliability organization principles in the Dhi Qar Health Directorate and investigated the impact of digital maturity on improving high-reliability organizations in healthcare institutions. A q...

The rapid development of digital technologies and artificial intelligence (AI) has fundamentally transformed project management practices across industrial sectors. Large mining and metallurgical enterprises, characterized by complex investment portfolios, significant capital expenditures, and lo...

The rapid digitalization of Uzbekistan’s financial sector has created a profound paradox: while a "fintech boom" has accelerated economic growth, it has also fostered "institutional voids" in cybersecurity. This study investigates the adaptation of social engineering tactics to the local linguist...

The rapid advancement of digital technologies has fundamentally transformed the competitive environment of the banking sector, making digital maturity a critical determinant in formulating innovative development strategies for commercial banks. This study aims to develop scientific and methodolog...

The article provides a quantitative assessment of the impact of investments, including green investments, on the sustainable diversification of the regional economy of Uzbekistan. The empirical analysis is based on a fully balanced panel of 14 administrative-territorial units for 2019–2025 (98 ob...

This study examines strategies for enhancing socio-economic development through the effective use of the state budget. It highlights the role of fiscal policy in promoting sustainable economic growth, improving social welfare, and ensuring the efficient allocation of public resources. The researc...

This article scientifically and theoretically examines the methodological foundations and modern development directions of Islamic finance in commercial banks. The methodological approaches of Islamic finance based on Sharia principles, profit and loss sharing mechanisms, financing models based o...

This article analyzes the regional characteristics of service sector diversification in the Republic of Uzbekistan based on statistical data. In recent years, the service sector has become the leading contributor to the country's gross domestic product (GDP), with its share increasing from 46.2% ...

This study conducts a comparative analysis of international crisis-management practice across four cases Poland, the Philippines, Mexico, and Germany assessing the institutional reaction, the economic effects, and the applicability of the experience to Uzbekistan. Effectiveness is evaluated throu...

The construction industry plays a significant role in ensuring sustainable economic growth, employment generation, and infrastructure modernization. In Uzbekistan, ongoing economic reforms aimed at strengthening private sector participation have accelerated entrepreneurial activity in the constru...

The article examines how Japan is adapting its international economic model to geoeconomic fragmentation. The research problem is the apparent contradiction between Japan’s continued dependence on global markets and its growing use of economic-security instruments. The study applies a structured ...

In light of the business sector's rapid digital transformation and the new regulations put in place to boost audit efficiency and financial report reliability, this study sought to show how the use of electronic audit techniques has improved the quality of external audits in Iraqi audit firms. De...

This study examines the effect of environmental cost accounting on the financial performance of oil and gas companies listed on the Nigerian Exchange Group between 2015 and 2024. Using an ex post facto research design and secondary data extracted from the annual reports of seven sampled companies...

Small industrial zones have become a standard instrument of regional industrial policy in economies that seek to raise the productive capacity of small and medium enterprises outside large cities. This study compares the institutional models of small industrial zone and industrial complex develop...

In order to ensure the sustainable development of regions, a comprehensive assessment of their competitiveness is of great scientific and practical importance. In existing assessment approaches, regions are mainly characterized on the basis of individual economic indicators such as gross regional...

This article examines the impact of artificial intelligence adoption on management efficiency in small businesses in Uzbekistan. The study aims to systematise international empirical findings, assess their transferability to the Uzbek business environment, and develop a phased model for AI adopti...

This research focuses on the effect of working capital management on profitability among manufacturing organizations. In particular, it examines the adverse effects of an aggressive working capital management strategy on profitability among manufacturing organizations. This paper reviews the past...

Public procurement converts a substantial share of public expenditure into goods, works and services, yet its financial dimension — planning, pricing, settlement, control and incentives — is rarely treated as an integrated mechanism, particularly in transition economies. This paper develops a fiv...

This article examines the lending activities of commercial banks with a particular focus on financing entrepreneurial entities and highlights the significance of bank lending in supporting entrepreneurship. It also identifies and discusses the systemic challenges affecting the efficiency of entre...

The growing volume, variety, and velocity of consumer data have reduced the adequacy of marketing research approaches that rely exclusively on descriptive statistics and linear models. This article develops an artificial intelligence (AI)-driven methodology for conducting marketing research in th...

The agricultural sector in Uzbekistan generates significant amounts of organic waste, which currently leads to environmental pollution and inefficient resource use. This study aims to evaluate the potential of innovative processing methods for agricultural waste through simulation modeling and ma...

Since 2017, Uzbekistan’s agro-industrial reforms have centered on what this study calls organizational convergence: the gradual merging of crop and livestock production with processing, logistics, finance, and services inside agro-industrial clusters and inter-farm cooperatives. Has this converge...

The article examines the applied role of digital twin technology and artificial intelligence (AI) in improving production efficiency at oil and gas enterprises of the Republic of Uzbekistan, with the analysis carried out at the level of individual producing wells. Drawing on the operating experie...

Digital technological innovation has become a decisive force in the transformation of supply chains across the United Kingdom and China. Both nations have adopted digital tools that reshape decision making, coordination, and accountability. Their pathways differ, yet each reveal how artificial in...

The article addresses the evaluation of resource provision efficiency and the determination of intensive development trajectories in industrial enterprises. Unlike traditional approaches, the study utilizes a two-row vector matrix evaluation model that distinguishes between the shares of extensiv...

This article examines international experience in digital human resource management (HRM) and the possibilities of applying it in Uzbekistan. Based on a comparative analysis of national models (market-driven, socially-regulated, digital-government, and state-led) and the experience of leading cou...

The rapid advancement of globalization, the digital economy, and the widespread integration of sustainable development principles into international investment policy are shaping new approaches to the management of foreign direct investment (FDI). Digital transformation plays a crucial role in en...

The article develops an improved system for evaluating the efficiency of industrial enterprises, comprising an indicator architecture, an enhanced integral-index methodology and a monitoring framework. A critical analysis of current practice identifies its four systemic shortcomings and substanti...

This study examines the evolution of governance structures within international service franchising networks. By integrating transaction cost economics (TCE) and the resource-based view of the firm (RBV), the paper develops a conceptual frame-work of strategic fit, arguing that firm performance d...

The purpose of this study is to develop an improved method for assessing the effectiveness of investment risk management in construction materials enterprises. The proposed methodology integrates risk identification, normalization of risk indicators, calculation of the Integral Risk Index (IRI), ...

This article is devoted to the comprehensive study of criteria for evaluating the management efficiency of industrial enterprises under conditions of economic modernization, digital transformation, and increasing competitive pressure in global and national markets. The relevance of the research i...

This article examines the theoretical and practical aspects of developing tax culture as a key factor in reducing the shadow economy in Uzbekistan. The study analyzes the role of tax culture in promoting voluntary tax compliance, strengthening tax discipline, and reducing informal economic activi...

Green finance has become an essential pillar of the transition to sustainable and low-carbon development. Although the literature on sustainable finance has expanded rapidly, most studies continue to examine financial instruments, regulatory initiatives, or individual market segments separately. ...

The efficient utilization of enterprise economic potential has become increasingly important for improving industrial competitiveness and supporting sustainable economic development, particularly in emerging economies experiencing rapid industrial transformation. Although previous studies have ex...

This study was carried out to determine the capacity building needs of OTM lecturers for job effectiveness in polytechnics in south east Nigeria.  Two research questions guided the study, two null hypotheses were also tested at 0.05 level of significance.  It was a descriptive survey.&n...

The development of innovation potential in the milk and dairy product processing industry is an important prerequisite for increasing food security, improving product quality, expanding value-added production, and strengthening the competitiveness of the national food industry. In Uzbekistan, the...

This article examines the institutional foundations for the development of youth entrepreneurship, treating them not as the activity of an individual enterprise but as an interconnected system of institutions. The study argues that, in a market economy, the sustainable development of youth entrep...