A Comparative Linguocultural Analysis of Beverage-Based Phraseological Units in English and Karakalpak

This article examines beverage-based phraseological units in English and Karakalpak from a comparative linguocultural perspective. The study focuses primarily on phraseological expressions containing the lexical components milk and coffee. These components are treated not only as names of beverag...

phraseology linguoculture English Karakalpak milk coffee conceptual metaphor cultural values semantic equivalence phraseological units
The Impact of Fintech Development on Financial Inclusion in the Regions of Uzbekistan

This study examines the relationship between fintech development and financial inclusion across the fourteen administrative regions of Uzbekistan. National indicators indicate fast progress, with the account ownership rate among adults increasing almost double to 60% by the 2025 Global Findex sur...

financial technology financial inclusion regional disparity digital economy Uzbekistan
Bank-Specific Determinants of Non-Performing Loans: Evidence from Uzbekistan’s Banking Sector

This study investigates the determinants of non-performing loans (NPLs) in the banking sector of Uzbekistan. The primary objective is to assess the impact of macroeconomic conditions and bank-specific characteristics on loan quality. Using panel data, both Fixed Effects (FE) and Random Effects (R...

non-performing loans banking sector panel data fixed effects random effects capital adequacy loan liquidity diversification inefficiency economies of scale
Improving The Economic Efficiency of Enterprises Through The Digital Transformation of E-Commerce Activities

This article examines the role of digitalization in enhancing the economic efficiency of enterprises’ e-commerce activities. The study focuses on the transformation of traditional sales processes through digital platforms, information technologies, automated management systems, and data-driven de...

Digitalization E-Commerce Digital Platforms Economic Efficiency Enterprises Digital Transformation E-Commerce Activities Information Technologies Sales Efficiency Digital Economy Business Processes Competitiveness
Macroprudential Policy Effectiveness and Banking Stability in Uzbekistan: Panel Evidence with 2025–2026 Financial Stability Report Data

This paper provides the first panel-data assessment of macroprudential policy (MPP) effectiveness in Uzbekistan's banking sector, incorporating the most recent evidence from the Central Bank of Uzbekistan's (CBU) Financial Stability Report for 2025 (data as of 1 January 2026) and the IMF Financia...

macroprudential policy DSTI LTV capital buffers countercyclical buffer Z-score NPL banking stability System-GMM DiD Uzbekistan 2026
Big Data Adoption and Bank Performance in Uzbekistan: Panel Fixed Effects Evidence from Commercial Banks

: Commercial banks in emerging economies invest in Big Data infrastructure without direct evidence that such investment improves financial performance, largely because banks do not disclose technology spending separately. This study measures Big Data adoption through a proxy based on the ratio of...

bank performance Big Data adoption fixed effects panel data Uzbekistan
Priority Directions for Ensuring Food Security in Uzbekistan Under Conditions of an Innovation-Driven Economy

This article examines the priority directions for ensuring food security in Uzbekistan under conditions of an innovation-driven economy. The study considers food security as a multidimensional system that combines food availability, economic accessibility, quality, stability of supply and efficie...

food security innovation-driven economy digital agriculture food supply resource efficiency food processing logistics value chain food market Uzbekistan
Government–Enterprise–Public Game-Theoretic Strategies for Ecological Restoration in Smart City Development

Municipal engineering projects are of critical significance for advancing China's high-quality sustainable development, fostering harmonious coexistence between human society and the natural environment, and enabling the construction of smart cities. This study constructs an ecological restoratio...

corporate social responsibility municipal engineering government subsidies government preferential procurement ecological compensation
Improving The Financing Mechanism of Public Higher Education Institutions in Uzbekistan

This study examines the financing mechanism of public higher education institutions in Uzbekistan and identifies directions for improving its financial sustainability and efficiency. The analysis focuses on the dynamics and structure of state budget allocations and tuition-fee revenues of selecte...

Higher Education Financing Public Universities State Budget Tuition Fees Financial Sustainability Financial Autonomy Revenue Diversification
Enhancing Management Mechanisms To Ensure Sustainable Employment For Employees In Transport Enterprises

This study examines management mechanisms for ensuring sustainable employment in transport enterprises under conditions of digitalization, technological change, and increasing labor market requirements. Particular attention is given to workforce planning, professional development, employee motiva...

sustainable employment transport enterprises labor productivity professional development digitalization
Improving Strategic Management Mechanisms for Innovation Processes in Professional Education Institutions in The Digital Economy

The rapid development of digital technologies is transforming professional education and creating new requirements for institutional management, innovation capacity, and workforce preparation. This study aims to develop a strategic management mechanism for innovation processes in professional edu...

Professional Education Digital Economy Digital Transformation Innovation Management Strategic Management
A Targeted Mechanism for Regional Poverty Reduction: Methodology of the Poverty Reduction Potential Index (Prpi) for the Mahallas of the Bukhara Region

This article addresses one of the most pressing problems of regional anti-poverty policy - the efficient allocation of limited public resources. The purpose of the study is to develop an original composite indicator, the Poverty Reduction Potential Index (PRPI), that quantifies the poverty-reduct...

Poverty reduction targeted mechanism composite index community-level targeting differentiated policy Bukhara region social protection
Analytical Analysis of Factors Affecting the Efficiency of Product Quality Management in Fruit and Vegetable Enterprises

This article analyzes the factors influencing the efficiency of product quality management in fruit and vegetable production and processing enterprises. During the study, the impact of raw material quality, technological processes, the logistics system, personnel qualifications, international sta...

quality management fruit and vegetable products competitiveness logistics standardization export potential
Determining the Tax-Free Income Threshold for Personal Income Tax Based on Relative Poverty: Evidence from Uzbekistan

This study develops an empirical approach for determining a tax-free minimum income in Uzbekistan by linking the personal income tax base to the relative economic position of households. The study is based on the premise that income required to maintain a minimum socially acceptable standard of l...

tax-free minimum income personal income tax relative poverty disposable income income distribution Uzbekistan incоme inequality
AI-Driven Detection of Medicaid and Medicare Billing Fraud to Reduce U.S. Healthcare Waste and Economic Loss

A major problem in the U.S. healthcare system is healthcare billing fraud in Medicare and Medicaid programs that inflict billions of dollars in financial losses and add to healthcare waste every year. Duplicate billing, phantom claims, upcoding, unnecessary medical procedures, and patient informa...

Healthcare Fraud Detection A Medicare and Medicaid Fraud resource for healthcare professionals Artificial Intelligence Machine Learning Predictive Analytics and Healthcare Waste Reduction
Formation and Optimization of Operational Strategy Across Product Life Cycle Stages in Industrial Enterprises

This study focuses on the adaptive management of operational strategy and the optimization of resource allocation across Product Life Cycle (PLC) stages in industrial enterprises. Diverging from traditional single-factor and marketing-oriented PLC models, this paper introduces the concept of "Pro...

operational strategy Product Life Cycle Product-Commodity duality technological gap time Quick Response Manufacturing servitization cumulative profit working capital turnover
Ways to Increase The Economic Efficiency of Digitalizing The Service Sector in Bukhara Region

This article investigates ways to increase the economic efficiency of digitalizing the service sector, using Bukhara region as a case study. Digital initiatives (smart cameras, artificial intelligence, unified platforms) across five sub-sectors tourism, retail trade, freight transport, constructi...

Digital Economy Service Sector Economic Efficiency Bukhara Region Artificial Intelligence Smart Camera Digital Platform Tourism Shadow Economy
Capital Structure Reporting and Firm Value of Selected Quoted Banks in Nigeria

Given the persistent debates in corporate accounting and finance regarding whether financing decisions significantly influence profitability and shareholder value in highly leveraged banking institutions, the study examined the relationship between capital structure reporting and firm value of se...

Capital Structure Debt-to-Equity Ratio Long-Term Debt Ratio Firm Value Earnings per Share
Development of Population Entrepreneurship lending in Uzbekistan: analysis of implemented reforms and their effectiveness

This article comprehensively analyzes the reforms implemented in recent years in the direction of developing the credit system for entrepreneurship in Uzbekistan. In particular, such areas as family entrepreneurship support programs, preferential lending mechanisms, expansion of the microfinance ...

Population entrepreneurship lending system preferential loans microfinance financial inclusion banking system economic reforms family entrepreneurship
Causes Of The Emergence Of Non-Performing Loans In Commercial Banking Practice

Non-performing loans (NPLs) are a key indicator of credit portfolio quality and a direct source of pressure on bank profitability, liquidity, and capital. This study examines the factors associated with the emergence and recent dynamics of NPLs in Uzbekistan’s commercial banking sector and assess...

non-performing loans credit risk commercial banks loan portfolio quality early-warning systems
Innovation In Cultural Heritage Tourism: A Systematic Review Of Forms, Technologies, Theories And Measured Outcomes

Innovation is widely presented as the principal instrument for renewing cultural heritage tourism, yet the evidence supporting this claim remains dispersed across technology-acceptance research, heritage-management studies and destination economics. This paper systematically reviews sixty peer-re...

cultural heritage tourism innovation visitor experience economic outcomes destination competitiveness
Conceptual Foundations for Expanding the Scope and Increasing the Flow of Separate Accounting Policy for Public–Private Partnership Economic Sectors in the Republic of Uzbekistan

This article develops a conceptual model for extending the separate accounting policy applied to Uzbekistan's public–private partnership (PPP) projects from a single-entity approach to the national scale. Building on an earlier firm-level Accounting Policy Maturity Index (APMI), the study disting...

Public–Private Partnership Separate Accounting Policy Fiscal Risk Contingent Liabilities Scope–Flow Integral Index Fiscal Transparency Private Investment Uzbekistan Accounting Policy Maturity Index National Road Map
Improving the Methodology for Integral Assessment of the Efficiency of State Regulation of Sustainable Development of the Tourism Sector

This article studies the theoretical and methodological aspects of an integrated assessment of the effectiveness of state regulation of the sustainable development of the tourism sector. It is based on the need to combine organizational, economic, institutional, social and environmental indicator...

tourism sustainable development state regulation efficiency integrated assessment integrated index indicator system normalization weight coefficient management efficiency
Comparative Analysis of the Development Characteristics of Non-State Higher Education Institutions

This article examines the development characteristics of private higher education institutions through a comparative analysis. The study compares the experiences of Uzbekistan, the United Kingdom, the United States, South Korea, and Türkiye, focusing on governance models, financing mechanisms, ed...

private higher education institutions comparative analysis educational quality governance financing innovation international experience competitiveness
Comprehensive Assessment of Public–Private Partnership Efficiency Across Uzbekistan's Regions: An Integral Methodology and Interregional Comparative Analysis

This article develops an integral methodology - the PPP Investment-Institutional Efficiency Index (PPP–IIE) - for comprehensively assessing the efficiency of public–private partnership (PPP) mechanisms across Uzbekistan's regions on the basis of official statistical data, without relying on exper...

Public–Private Partnership Regional Efficiency Composite Index Shannon Entropy Geometric Aggregation TOPSIS Institutional Governance Uzbekistan Investment Potential Regional Industrial Policy
Formation of Prospective Management Concepts in Ensuring the Sustainable Development of Higher Education Institutions

This article analyzes the issues of forming modern and prospective management concepts aimed at ensuring the sustainable development of higher education institutions. The study reveals the importance of approaches such as strategic management, innovation management, digital transformation, qualit...

higher education sustainable development strategic management innovation management digital transformation quality management academic autonomy
Customer Segmentation and Relationship Management in the Banking Sector of Uzbekistan

In the context of increasing competition and digital transformation, effective customer segmentation has become an important instrument for improving the efficiency of banking operations and strengthening customer relationships. Banks increasingly use demographic, economic, behavioral, geographic...

Customer segmentation relationship management retail banking digital banking customer profitability Turonbank banking services personalization Uzbekistan
Analysis of the Effectiveness of Youth Employment Programs and Organizational-Economic Instruments Implemented by the Youth Affairs Agency

This article evaluates, from a management perspective, the effectiveness of programs and organizational-economic instruments used within the Youth Affairs Agency of the Republic of Uzbekistan to support youth employment. The empirical base combines data from the National Statistics Committee of t...

youth employment Youth Affairs Agency employment programs organizational-economic mechanism active labour market policy youth entrepreneurship NEET concessional credit resource efficiency sustainable employment institutional cooperation performance
Evaluation of Commercial Banks’ Interest Rate Policy Efficiency Based on the DEA–SFA Approach

This article investigates methodological approaches to assessing the efficiency of commercial banks’ interest rate policy. The main objective of the study is to determine the efficiency of lending and interest income generation through the use of mobilized resources and the management of related ...

commercial banks interest rate policy interest rate policy efficiency asset operations liability operations deposits interest expenses operating expenses loan portfolio interest income DEA SFA Data Envelopment Analysis Stochastic Frontier Analysis panel data banking efficiency
Improving Organizational Mechanisms for Enhancing Employee Performance in Food Industry Enterprises

This article examines organizational mechanisms for improving employee performance in food industry enterprises in the Jizzakh region of the Republic of Uzbekistan. The analysis draws on the region's industrial development trends, contemporary human resource management approaches, and survey data...

food industry Jizzakh region of the Republic of Uzbekistan employee performance labor efficiency organizational mechanism KPI professional development leadership digital monitoring
The Digital Application of Museums: Transforming Visitor Experience and Cultural Heritage Management

The rapid evolution of digital technologies has deeply changed the functions, management, and visitor experience of museums worldwide. To meet the demands of an increasingly digital society, cultural institutions have been forced to innovate and adapt by incorporating cutting-edge technologies su...

Digital Museums Museum Technology Virtual Reality Augmented Reality Cultural Heritage Preservation Visitor Experience Digital Transformation Tourism Development
Digital Technologies and Visitor Engagement in Museums: A Systematic Review of Emerging Trends and Experiences

Digital technologies have changed the relationship between museums and their visitors and the ways in which cultural experiences are offered. Technical advancements such as virtual reality (VR), augmented reality (AR), mobile applications, artificial intelligence (AI), interactive screens, and vi...

Visitor Engagement Museum Technology Digital Experience Virtual Reality Augmented Reality Interactive Museums Digital Innovation Cultural Tourism
Heritage Translation as Discourse-Constructive Practice: A Theoretical Reorientation from Linguistic Transfer to Discursive Mediation

The classic view of heritage translation is a linguistic action related to the transfer of meanings across languages. However, legacy communication today takes place increasingly in complex institutional, ideological and intercultural settings which go beyond the explanatory power of language tra...

Heritage Translation Discourse Construction Disciplinary Attributes Paradigm Shift Social Constructivism Civilizational Mutual Learning
Application of a Complex-Structural System of Indicators in Assessing the Management Efficiency of Hotel Enterprises

This article examines the application of a complex-structural system of indicators for assessing the management efficiency of hotel enterprises under conditions of economic transformation. Traditional approaches based on single financial or occupancy indicators fail to reflect the true efficiency...

hotel enterprise management efficiency complex-structural indicators integral assessment Lean management efficiency index economic transformation
Attracting Financial Resources too Joint-Stock Companies in Uzbekistan Through the Capital Market: Evidence from Four Large Jscs

This study evaluates how Uzbekistan’s joint-stock companies (JSCs) can reduce dependence on bank-centered financing and attract longer-term resources through equity and corporate debt markets. Using an IMRAD structure, the paper examines six years (2019–2024) of financial performance for O‘zmetko...

Capital market joint-stock company IPO SPO corporate bonds Uzbekistan financial resources corporate finance privatization securities
Assessment and Forecasting of Sustainable Regional Development Based on Economic, Social and Environmental Indicators

This article discusses methods that allow a comprehensive assessment and prediction of the level of sustainable development of the regions of Uzbekistan. Economic, social and environmental indicators are used for this purpose. To assess the development of the regions, the following parameters wer...

Sustainable development regional development economic growth economic indicators social indicators environmental indicators integral index normalization regional differences forecasting
Optimization Of Loan Classification Criteria For Reducing Credit Risk And Increasing Bank Profitability

Loan classification criteria are fundamental to commercial-bank credit-risk management because they determine when an exposure is treated as performing, requires intensified monitoring, or presents materially elevated risk. Poorly optimized criteria can create two opposite failures: late recognit...

loan classification credit risk classification criteria probability of default credit scoring
Improving Loan Classification Models to Strengthen the Financial Stability and Profitability of Commercial Banks

Loan classification models are essential for identifying credit deterioration and supporting sound banking decisions. This thesis examines an integrated approach to improving classification models through financial, behavioral, facility, collateral, sectoral, and macroeconomic information. The pr...

loan classification credit risk financial stability profitability probability of default credit scoring model calibration risk management
Strategic Management of Digital Transformation in Industrial Enterprises: Evidence from Farg‘Onaazot JSC

This study examines the strategic management of digital transformation in industrial enterprises using Farg‘onaazot JSC as a case study. The research analyzes the integration of digital initiatives with production processes, resource management, and strategic objectives. Corporate and financial d...

digital transformation strategic management industrial enterprise digital strategy operational efficiency Farg‘onaazot JSC
Decoupling Air Pollution from Economic Growth: District-Level Evidence from the Khorezm Region, Uzbekistan (2017–2024)

Managing a region's natural capital well means understanding how economic growth relates to the environmental cost of air pollution, yet little sub-national evidence exists for the arid, agriculture-based economies of Central Asia. This paper studies how air pollutant emissions changed across the...

Air pollution decoupling natural capital emission intensity Tapio elasticity spatial concentration regional economy Khorezm Uzbekistan sustainable development
Social and Financial Mechanisms for Coordinating State and Investor Interests in Oil and Gas Projects

Production sharing agreements (PSAs) combine the allocation of petroleum production with contract-specific rules for recovering eligible project costs. This study examines the social and financial mechanisms through which the interests of the state and investors can be coordinated in oil and gas ...

production sharing agreement recoverable costs social tax voluntary medical insurance human capital
Authorized Capital of Insurance Organizations as a Factor of Financial Stability

This study examines authorized capital as a component of the financial stability and solvency architecture of insurance organizations in Uzbekistan. The analysis combines legal review, comparative analysis, descriptive statistics, dynamic-series analysis and an analytical comparison with internat...

insurance organization authorized capital financial stability solvency risk-based capital
Developing an Integrated Framework for Assessing Public Budget Expenditure Efficiency: Evidence from Uzbekistan

Purpose. This article aims to substantiate the theoretical and methodological foundations for evaluating the efficiency of public budget expenditure and to develop a comprehensive, multi-criteria system of indicators capable of capturing the economy, efficiency, and effectiveness of budgetary spe...

budget funds public expenditure budget efficiency performance-based budgeting public financial management evaluation indicators composite index transparency and accountability Uzbekistan
Green Modernisation and Environmental Efficiency in Uzbekistan’s Construction Materials Industry: Evidence from Cement Production, Energy Saving and Decarbonisation Indicators

This study examines whether Uzbekistan’s expanding construction-materials industry has achieved measurable improvements in energy efficiency and decarbonisation. It analyses official cement-production statistics for 2022–2025, Uzbekistan’s First Biennial Transparency Report and regulatory documen...

green modernisation cement industry energy efficiency decarbonisation Uzbekistan MRV
Improving the Procedure for Presenting Non-Current Assets in Financial Statements

The study of this article examines the theoretical and methodological aspects of improving the classification and presentation of non-current assets in financial statements. Attention is paid to distinguishing property, plant and equipment from investment property according to their economic subs...

non-current assets property plant and equipment investment property asset classification economic substance financial statements accounting policy IAS 16 IAS 40
Foreign Experience in Infrastructural Support of Small Business Activity and Directions for its Adaptation to Uzbekistan

This article examines international experience in the infrastructural support of small business activity and identifies promising directions for adapting effective foreign practices to the socio-economic and institutional conditions of Uzbekistan. Small businesses play a crucial role in promoting...

Small Business Infrastructure Support Digitalization Digital Transformation International Experience Digital Infrastructure Selective-Adaptive Approach Cybersecurity
Current State of Tax Policy in Uzbekistan in the Context of the Transition to a Green Economy

This article analyzes the current state of tax policy in Uzbekistan under the conditions of the transition to a green economy and its fiscal and environmental functions. The study assesses the dynamics, structural composition, and role of resource payments and property taxes in state budget reven...

green economy tax policy environmental taxes resource taxes property tax fiscal policy environmental incentives natural resource use tax incentives environmental efficiency
Improving The Organizational and Economic Mechanisms of Entrepreneurship Development in Mahallas: An Econometric Analysis and a Mahalla-Level Empirical Study

This article presents a comprehensive study of the organizational and economic mechanisms of entrepreneurship development in the mahallas (neighbourhood communities) of Uzbekistan. The relevance of the problem stems from the fact that the share of small business in gross domestic product (GDP) co...

Mahalla entrepreneurship the “mahallabay” (mahalla-by-mahalla) system small business driver sectors growth points assistant to the khokim household income econometric analysis regression model
Four-Quarter Rolling Time-Dummy Hedonic Architecture for Uzbekistan’s Residential Property Price Index

[1] S. Rosen, “Hedonic prices and implicit markets: Product differentiation in pure competition,” Journal of Political Economy, vol. 82, no. 1, pp. 34–55, 1974, doi: 10.1086/260169.
[2] Eurostat, ILO, IMF, OECD, UNECE, and World Bank, Handbook on Residential Property Price Indices (RPPIs). Luxemb...

residential property price index RPPI hedonic regression rolling time-dummy quality adjustment quality mix cross-window revision chain-linking operational stability Uzbekistan
Competition in Uzbekistan's E-Commerce Market: Concentration, Strategic Groups and Seller Multi-Homing

Uzbekistan's e-commerce market expanded from six billion soums of turnover in 2016 to 31,551.9 billion soums in 2025, yet it remains dominated by a single platform, formally designated as holding a dominant position by the national competition authority in 2025. Conventional concentration measure...

e-commerce platform competition multi-homing market concentration Uzbekistan
The Impact of the Global Energy Transition on Export Restructuring: A Comparative Study of Algeria, Norway, and Nigeria

The current energy transition, which is happening worldwide, is causing economic changes in energy-exporting nations through its dual effects of creating export diversification obstacles and generating new export opportunities. This research study examines how Algeria and Norway and Nigeria chang...

Global Energy Transition Export Diversification Hydrocarbon Dependence Renewable Energy Institutional Quality Structural Change Algeria Norway Nigeria
Improving the Methodology for Analyzing the Formation and Changes of Authorized Capital in Joint-Stock Companies

This article discusses methods for improving the analysis of the formation and change of the authorized capital in joint-stock companies. The paper identifies the disadvantages of traditional approaches, which are limited to estimating only the absolute size of the authorized capital. The necessi...

authorized capital joint-stock company equity capital structure financial stability total assets retained earnings coefficient analysis capital efficiency financial analysis
Job-related Exposures and Employee Engagement in Oil and Gas Firms in South-South, Nigeria

This study examined job-related exposures and employee engagement, conceptualised in terms of vigour, dedication and absorption, among staff of oil and gas firms operating within the South-South geo-political region of Nigeria (Rivers, Delta, Bayelsa, Akwa Ibom, Cross River and Edo States). The o...

Job-related exposures employee engagement vigour dedication absorption
Enhancing Big Data Solutions in the Tourism Industry Economic Efficiency and Forecasts Indicators

The article examines scientific and methodological approaches to assessing and modeling the efficiency of the tourism industry based on Big Data. It substantiates mechanisms for quantitatively evaluating the impact of Big Data investments on profitability, integrating direct and indirect efficien...

Big Data tourism economy efficiency assessment modeling KSBI DEA hybrid model ARIMA machine learning resource allocation risk management
Improving the Five-Layer “Smart Customs” Architecture and the Blockchain-Based Authorized Economic Operator System for the Digitalization of Customs Administration in Uzbekistan

This study examines the digitalization of management processes in the customs authorities of Uzbekistan, improving the speed and efficiency of customs control, and enhancing the quality of services provided to participants in foreign economic activity. The purpose of the study is to develop scien...

customs administration digital customs Smart Customs five-layer architecture digital infrastructure artificial intelligence risk management system blockchain Authorized Economic Operator AEO certificate mutual recognition MRA customs control digital services monitoring
Regional Housing Price Heterogeneity and RPPI Stratification in Uzbekistan

This study examines the magnitude and persistence of regional housing asking-price heterogeneity in Uzbekistan and evaluates its implications for geographic stratification in residential property price index (RPPI) compilation. The empirical panel contains 420 region-segment-quarter cells: 14 ter...

online listings spatial dispersion housing submarkets coefficient of variation official statistics
Modeling and Forecasting the Impact of Investment and Innovation Activity on Regional Economic Development

This study assesses the impact of investment volume and research and development (R&D) expenditure on the growth of the Gross Regional Product (GRP) of Surkhandarya region, based on statistical data for 2011–2025, using ARIMA and ARIMAX econometric models, and develops forecast indicators for...

Gross Regional Product (GRP) Surkhandarya region investment volume innovation activity research and development ARIMAX model ARIMA model econometric modeling time series forecasting MAPE error Dickey-Fuller test Ljung-Box test
Economic Assessment of Wheat Demand and the Production Capacity of Flour-Milling Enterprises in the Syrdarya Region

This study examines the economic relationship between wheat demand, raw-material supply, and the production capacity of flour-milling enterprises in the Syrdarya region of Uzbekistan. The assessment of regional wheat demand is based not only on household consumption but also on the industrial dem...

wheat demand flour-milling industry grain processing production capacity capacity utilization raw-material supply local wheat economic efficiency value chain Syrdarya region
The Role of the Budget Management System in the Implementation of Strategic Objectives of the Industrial Sector Development in the Republic of Uzbekistan

The article explores the theoretical and practical aspects of implementing strategic tasks for the development of the industrial sector of the Republic of Uzbekistan through the introduction of the budgeting management system. Modern approaches to strategizing and strategic planning, the legal an...

strategizing strategic planning budgeting management system budgeting industrial sector industrial enterprises operational efficiency strategic tasks industrial policy
Theoretical and Conceptual Foundations of Raising The Competitiveness of Higher Education Institutions: A Literature Review

This paper synthesises the theoretical and conceptual foundations of the problem of raising the competitiveness of higher education institutions (HEIs) through a systematic review of the literature. The aim is to trace the evolution of the concepts of competition and competitiveness from classica...

Competitiveness Higher Education Institution Human Capital Theory Competitive Advantage Institutional Reform Literature Review
The Impact of Public Debt on Exchange Rate Stability in Iraq (2004–2023)

The relationship between monetary and fiscal variables is of critical importance, particularly when it influences the trajectory of economic policy. Public debt in Iraq has emerged as a chronic issue, placing a significant burden on the country's fiscal performance. A key monetary variable highli...

Public Debt Exchange Rate Stability Iraq
Improving Resource Utilization Efficiency through Cost Accounting Information

This study examines the role of cost accounting information in supporting resource utilization efficiency and managerial decision-making. It emphasizes that a reduction in reported expenditure does not necessarily indicate improved operational efficiency, as changes in production volume, input pr...

Resource utilization efficiency accounting information resource consumption operational efficiency managerial decision-making Material Flow Cost Accounting (MFCA) material losses cost analysis resource allocation management accounting
Analyzing the Impact of IFRS 17 Implementation on the Statement of Financial Position: A Case Study of Uzbekinvest JSC

This article analyzes the impact of IFRS 17 implementation on the statement of financial position of Uzbekinvest JSC based on the company’s financial statements for 2022–2025. The research examines changes in the recognition, classification, and presentation of major asset and liability items, wi...

IFRS17 Financial Position Insurance Contracts Liabilities Equty Contractual Service Margin
Improving Management Methodology of Vegetable Oil Enterprises: an Integrated Process, Quality, and Digital Framework

The vegetable oil and fats industry is strategically important for food security and agro-industrial development, yet its enterprises are often managed through fragmented, technically oriented practices that lag behind the sector's growing technological, regulatory, and market complexity. This st...

Digital transformation Enterprise management methodology Maturity index Quality management Vegetable oil industry
Assessing the role of Digital Transformation and Innovation Infrastructure in Regional Economic Growth in Khorezm Region

This paper estimates the contribution of digital infrastructure, ICT-sector wages, household income, investment dynamics and the small-business structure to gross regional product (GRP) and produces a scenario forecast for Khorezm region for 2026–2030. Because only five annual observations are av...

regional economic growth gross regional product digital infrastructure internet penetration household income panel regression potential realisation coefficient scenario forecast Uzbekistan Khorezm
Structural Elements of the Corporate Governance Mechanism at Construction Industry Enterprises and Their Role in Ensuring Economic Efficiency

The article provides a systematic analysis of the legal and institutional, organisational, strategic, economic, financial, control, information, digital and ESG elements of the corporate governance mechanism at construction industry enterprises. The purpose of the research is to identify the inte...

corporate governance construction industry structural elements economic efficiency strategic management internal control risk management information transparency digitalisation ESG
An Integral Criteria System for Assessing the Organizational and Economic Capacity of Greenhouse Use: Evidence from Samarkand Region, Uzbekistan

Economic efficiency in greenhouse production is a multifactor category, and measuring it through a single quantitative indicator yields an incomplete picture of a farm's actual condition: a farm achieving high yields may simultaneously exhibit low profitability or weak financial stability. This s...

greenhouse farm organizational and economic capacity efficiency assessment criteria resource efficiency profitability financial status category zonal thresholds Data Envelopment Analysis Uzbekistan
The Uk Experience in Implementing an Economic Mechanism to Enhance the Competitiveness of the Private Healthcare Services Market

This article examines the economic mechanisms that shape the competitiveness of private and independent healthcare providers within the healthcare system of the United Kingdom, with particular emphasis on England. The analysis interprets the relationship between the National Health Service (NHS) ...

United Kingdom England private healthcare services NHS competitiveness NHS Payment Scheme patient choice PHIN CMA quality public procurement
Human Capital Management Theory, The Need To Expand Coverage, And The Current State In The Republic Of Uzbekistan

in the context of the global economy, human capital has become a key factor in ensuring sustainable economic growth, competitiveness, and social well-being. For countries with transition economies, effective human capital management represents a strategic priority, requiring the integrated develo...

human capital human capital management coverage level economic development management efficiency
Factors Shaping The Development Of The Polyethylene Plastic Products Market: Evidence From Namangan Region And Directions For Sustainable Growth

The development of the polyethylene plastic products market is increasingly influenced by the interaction of production capacity, raw-material conditions, technological renewal, market demand, financial access, competition, digitalization, and environmental requirements. This study examines these...

polyethylene products plastics market SMEs market development resource efficiency
Digital Transformation of Learning Process Management in Higher and Vocational Education

The rapid diffusion of digital technologies has turned the management of the learning process in higher and vocational education from a largely administrative, paper-based activity into a data-driven and platform-mediated system. Learning management systems, student information systems, learning ...

digital transformation learning process management higher education vocational education learning management systems learning analytics educational data Uzbekistan
Systematic Assessment of Regional Economic Potential for Innovation-Driven Industrial Development

This study systematically assesses the economic potential of administrative areas for innovation-driven industrial development in Kashkadarya Region, Uzbekistan. Six indicators, averaged over 2022–2024, are used to evaluate 16 cities and districts. Ward’s hierarchical clustering and composite ind...

regional economic potential industrial innovation composite index Ward’s clustering investment efficiency Kashkadarya Region
Mechanisms for Strengthening the Financial Stability of Commercial Banks in International Practice: Adapting Institutional Solutions to National Conditions

This article presents a comparative analysis of the 2021–2025 practices of nine foreign banks and the institutional mechanisms they employ to strengthen financial stability. The study was conducted as part of the author’s doctoral dissertation and examines approaches to addressing previously iden...

financial stability commercial bank institutional mechanism profitability volatility prudential regulation dollarization international experience transition economy
ESG Management as a Component of the Competitive Strategy of Commercial Banks

The article substantiates the transformation of ESG management from a peripheral corporate social responsibility function into a structural element of the competitive strategy of commercial banks. Four transmission channels through which ESG management is converted into a sustainable competitive ...

ESG management competitive strategy commercial bank green finance sustainable bonds ESG disclosure cost of capital banking management Uzbekistan
Assessing The Impact of Macroeconomic Factors on The Investment Activity of Joint-Stock Companies

This article examines the impact of major macroeconomic factors on the investment activity of joint-stock companies. Particular attention is given to economic growth, inflation, interest rates, exchange rate dynamics, and the availability of financial resources as key determinants of corporate in...

joint-stock companies investment activity macroeconomic factors inflation economic growth interest rate exchange rate investment risk corporate finance Uzbekistan
Development of Mechanisms for Ensuring Asset Quality and Credit Portfolio Stability in Commercial Banks

This article examines the main directions for improving asset quality and ensuring the stability of loan portfolios in commercial banks. Particular attention is given to credit risk, non-performing loans, portfolio concentration, borrower assessment, collateral quality, loan monitoring, provision...

Asset Quality Loan Portfolio Commercial Banks Credit Risk Non-Performing Loans Portfolio Diversification Credit Scoring Capital Adequacy Financial Stability Uzbekistan
Improving the mechanisms of interaction between banking and budgetary institutions in the transition to a Green Economy

This article analyzes the institutional and financial aspects of interaction between the banking sector and budgetary institutions in the context of Uzbekistan’s transition toward a green economy model. The main objective of the study is to assess the current state of the financing system for env...

green economy sustainable development green finance banking sector budgetary authorities Uzbekistan
Assessing the Stability of Regional Energy Supply Systems: Econometric Models and Forecasts

This study investigates the econometric modeling and forecasting of energy consumption dynamics within the energy supply system. Per capita primary energy consumption was selected as the indicator of energy consumption in the energy supply system, and the analysis was conducted using annual data ...

Energy supply system energy consumption primary energy consumption econometric modeling ARIMA model forecasting MAPE MAE RMSE
Multi–Channel Financing, Service Costing and the Financial Result in Public Hospitals: Evidence from a Seven–Year Reporting Archive

Public medical organisations in Uzbekistan now draw roughly half their resources from sources other than the budget, yet their accounting is organised on a model built for full budget financing. This paper traces the consequences of that mismatch through three connected questions: how multi-chann...

budget accounting multi-channel financing hospital costing partial identification financial result cost centres public hospitals
A Methodological Framework and Pilot Econometric Assessment of Islamic Banking Efficiency in Uzbekistan

This study develops a methodological framework for assessing the efficiency of Islamic banking services in Uzbekistan and provides a pilot econometric application using harmonised financial indicators from selected foreign full-fledged Islamic banks. The framework combines profitability, asset qu...

Islamic banking efficiency econometric assessment asset quality operational efficiency Uzbekistan.
The Fundamental Economic Problem: The Infinity of Needs and The Scarcity of Resources

This paper examines the fundamental economic problem arising from the persistent conflict between unlimited human wants and the scarcity of economic resources available to satisfy them. The study provides a theoretical and analytical examination of the nature of economic needs, economic goods, an...

economic resources infinite wants resource scarcity economic goods substitute goods complementary goods economic efficiency full employment factors of production
Investment Policy Methodologies of Developed Countries and Their Application to the Investment Policy of Uzbekistan

The article examines the methodological foundations of the investment policy of developed countries and the conditions under which these methodologies can be applied to the investment policy of Uzbekistan. The study is based on a comparative institutional analysis of five investment policy models...

investment policy methodology foreign direct investment developed countries institutional quality investment incentives cost-benefit analysis investment promotion agency policy transfer Uzbekistan
Mapping Ranking Metrics to University Performance in Uzbekistan

In a single ranking cycle, the number of Uzbek universities appearing in the QS World University Rankings jumped from two to seven. That move seems to be a success, and, by one measure, it is. It also raises a more difficult question, though, that the higher education sector in Uzbekistan has sti...

University rankings QS THE ARWU higher education policy Uzbekistan benchmarking indicator mapping
Measuring Regional Small-Business Competitiveness: A Predictively Validated Composite Index for Uzbekistan

Regional comparisons of small-business competitiveness are often based on aggregate shares that are sensitive to regional scale and to the presence of large firms. This study develops the Regional Small-Business Competitiveness Index (RSNI), a transparent formative composite for the 14 regions of...

Small business competitiveness composite index regional measurement predictive validity
Improving The Scientific And Methodological Foundations Of Statistical Research And Forecasting Of Demographic Processes In The Republic Of Uzbekistan

This article examines the scientific and methodological foundations for the statistical study and forecasting of demographic processes in the Republic of Uzbekistan. The study focuses on the statistical assessment of population dynamics, fertility, mortality, migration, age and age structure, as ...

demographic processes population statistics statistical research migration statistical methodology
Women's Entrepreneurship and Household Poverty Reduction: Micro-Level Evidence from Qashqadaryo Region, Uzbekistan

Women's entrepreneurship is increasingly recognized as one of the most effective instruments for reducing household poverty, yet the micro-level mechanisms through which it operates remain under-researched in transition economies such as Uzbekistan. This study examines the barriers that delay wom...

women's entrepreneurship poverty reduction barriers to entrepreneurship OLS regression Uzbekistan gender and development
The Role of Audit Services in the Economics of Service Sectors and the Scientific Interpretation of Efficiency Criteria

the article examines audit services as a knowledge-intensive component of the service economy and substantiates a scientifically grounded system of criteria for evaluating the efficiency of audit service provision. The theoretical part positions the audit within the classical attributes of servic...

audit services economics of service sectors efficiency criteria audit quality integral index productivity of services credence goods audit market economic entities professional services quality control
Evaluating Production Performance Using the Performance Focused Activity-Based Costing (PFABC) System: An Applied Study in a Battery Company

This paper measures production performance at a battery firm by analyzing their production processes through The Performance Focused Activity-Based Costing (PFABC). This paper responds to a real business problem found at a firm manufacturing company when costs allocated by using a traditional cos...

Production performance The Performance Focused Activity-Based Costing (PFABC) system a battery company
Islamic Microfinance in Uzbekistan: Current State, Development Trends and Regulatory Transformation

This article examines the emergence and early expansion of Islamic microfinance in Uzbekistan during 2024-2026, focusing on market scale, product structure, institutional concentration, client composition and regulatory change. The analysis uses official and supervisory data from the Central Bank...

Islamic microfinance microfinance organizations murabaha mudaraba musharaka Islamic ijarah financial inclusion Uzbekistan Islamic banking regulation
Comparative Analysis of Artificial Intelligence Models in Forecasting Regional Economic Potential (The Case of Surkhandarya Region)

This article examines the problem of forecasting regional economic potential on the basis of statistical data for the districts of Surkhandarya region. Within the framework of the study, the forecasting performance of the MLP, Random Forest, XGBoost and LSTM models is assessed through a comparati...

benchmark analysis entropy method regional economic potential LSTM MLP forecasting Random Forest XGBoost
Digitalization of Management Processes and Enhancement of Innovative Mechanisms in Textile Enterprises

This article examines the methodological foundations and practical mechanisms for digitalizing management systems and implementing innovative approaches in textile enterprises. The views of international, CIS, and Uzbek scholars are critically analyzed, and the systems-process, dynamic capabiliti...

textile industry management system digital transformation Industry 4.0 innovative approach digital maturity ERP MES OEE production efficiency
Diversification of Social Protection Financing Sources: An International Comparative Analysis and Policy Implications for Uzbekistan

This article examines the diversification of social protection financing sources and its implications for the financial sustainability of social protection systems, with particular emphasis on Uzbekistan. The study analyzes the roles of general government revenues, social security contributions, ...

social protection financing diversification social security contributions public revenues fiscal sustainability Uzbekistan
Currency Denomination and The Cross-Country Comparison of Stock Market Liquidity

The Amihud illiquidity ratio is commonly used to compare the liquidity of the equity markets of different countries․ However‚ it is not invariant to the unit of account in which volume is measured․ The paper formalizes the problem and measures it using a hand-collected panel data set including 1‚...

Market Liquidity Amihud Illiquidity Measurement Cross-Country Comparison Emerging and Frontier Markets Zero Returns Trading Continuity Uzbekistan
Economic Methods for Increasing the Efficiency of Project Financing in School Education

This article examines economic methods for increasing the efficiency of financing projects implemented in school education. Special attention is paid to the rational use of financial resources allocated for educational projects, directing funds to priority areas, planning project costs, reducing ...

Educational projects financing stage economic efficiency analysis state of financial resources amount of educational investments project management method financial status human capital economic monitoring
Evolution of Theoretical Views On the Formation of an Inclusive Economy

This article examines the evolution of theoretical views on the formation of an inclusive economy. The key approaches of the classical and neoclassical schools of economics are analyzed. The role of institutionalism in ensuring equal economic opportunities is examined. The importance of human cap...

inclusive economy economic growth economic development human capital social justice income distribution economic opportunities institutional development inclusive growth
Assessing the Integration of Higher Education and Employers in the Innovation Ecosystem based on Labor Market Requirements

This study examines the integration between higher education institutions and employers within the innovation ecosystem from the perspective of labor market requirements. Particular attention is paid to the extent to which the quality of graduate training, professional competencies, practical ski...

innovation ecosystem higher education employers labor market integration Finance education program graduate competencies educational quality professional skills university–industry cooperation
Digital Transformation of Tourism Services in Uzbekistan: Challenges, Opportunities and Future Development Prospects

This study examines the structural dynamics, economic effects and operational constraints of digital transformation in the tourism service sector of Uzbekistan. Following comprehensive market liberalisation and the adoption of the Digital Uzbekistan 2030 strategy, inbound arrivals reached 11.7 mi...

digital tourism smart tourism ecosystem Uzbekistan digital adoption index enterprise return on investment tourism service exports financial technology integration SWOT-AHP
Innovative Activity and the Transformation of Intellectual Capital Under the Conditions of the Digital Economy

The transition to a digital economy changes the sources, mechanisms, and organizational forms of innovation and increases the strategic importance of intellectual capital. This study examines the relationship between innovative activity and the transformation of intellectual capital in Uzbekistan...

Digital economy innovative activity intellectual capital human capital structural capital relational capital digital transformation knowledge economy Uzbekistan
Improving the Methodology of Applying B2B Marketing Strategies to Enhance Regional Export Potential

This article presents the results of a study on improving the methodology for applying B2B marketing strategies to enhance regional export potential, using the Khorezm region of Uzbekistan as a case. The relevance of the topic stems from the fact that, despite steady growth in aggregate national ...

B2B marketing export potential regional economy value chain competitive advantage
The Impact of The Tax Mechanism on Sectoral Development: Theoretical Approaches

This article systematizes the principal theoretical approaches to understanding the impact of the tax mechanism on the development of economic sectors. Classical, Keynesian, supply-side, endogenous growth, and institutional theories are examined comparatively, together with contemporary internati...

Tax Mechanism Sectoral Development Tax Incentives Tax Competition R&D Tax Credits Investment Activity Innovation Institutional Environment
Current State and Development Opportunities of The Tourism Sector in The Republic of Karakalpakstan: An Analytical Assessment

The article analyses the current state and development opportunities of the tourism sector in the Republic of Karakalpakstan – Uzbekistan’s largest but least tourism-intensive region. Using official statistics of the National Statistics Committee for 2024, data of the regional tourism authority, ...

Karakalpakstan Tourism Potential Destination Competitiveness Aral Sea Dark Tourism Ecotourism Accommodation Capacity SWOT Hub-and-Spoke Model
Economic Valuation of Natural Capital and its Role in Uzbekistan’s Sustainable Development Strategy

This study examines the economic valuation of natural capital and its role in achieving sustainable development in Uzbekistan. Natural capital, including land, water, forests, mineral resources, biodiversity, and ecosystem services, represents an important component of national wealth and provide...

Natural capital economic valuation sustainable development ecosystem services natural resources green economy resource efficiency environmental sustainability economic growth Uzbekistan
Organizational and Economic Mechanisms of Increasing the Efficiency of Using Agroturism Resources in the Conditions of Digital Technologies (on the Example of Andijan Region)

This in the article digital The organizational and economic mechanisms for increasing the efficiency of using agrotourism resources in the regions in the context of the introduction of the economy and digital technologies were scientifically and practically studied on the example of Andijan regio...

digital agrotourism GIS-geoportal Smart Agrotourism organizational and economic mechanism agrotourism cluster public-private partnership Andijan region econometric model
Organisational Factors and Women’s Career Progression in the Nigerian Banking Industry

This study examined organisational factors and women’s career progression in the Nigerian banking industry, with specific focus on recruitment practices, promotion opportunities and mentoring practices. The study was guided by three objectives, which examined the influence of recruitment practice...

Organisational Factors Women’s Career Progression Recruitment Practices Promotion Opportunities and Mentoring Practices
Assessing the Conditions for Industrial Value Added in Small Businesses in Namangan Region

This study examines changes in the industrial and export activity of small businesses in Namangan Region during 2021–2025 and compares the conditions for value added formation across its city and districts in 2024. A two level assessment combines a four indicator base year index with a five indic...

small business industrial value added composite index Namangan Region regional disparities export activity
Customs-Tariff Mechanisms for Regulating the Import of Harmful Food Products and Goods of Uncertain Origin

The article analyzes two directions of regulating food product imports — the application of excise tax on products harmful to public health and the introduction of differentiated customs duties on goods of undetermined origin. The economic foundations of applying excise tax to products harmful to...

customs-tariff mechanism excise tax Pigou tax certificate of origin differentiated duty food security import regulation
Important Aspects of Implementing Digital Business Models in Enterprises

The article examines the key parameters that determine the successful implementation of digital business models in enterprises. Based on a review of international and national literature, nine core parameters are identified and an integral assessment methodology is proposed. The main types of dig...

digital business model digital transformation platform ecosystem value proposition digital maturity integral index enterprise
Improvement of Methodological Basis of Implementation of Modern Banking Services in Commercial Banks

In the article modern economic in the circumstances business banking services in banks current verb theoretical and methodological basics research done Banking services current verb process customers needy to identify them segmentation, service characteristics formation, digital channels through ...

commercial bank banking services modern banking services digital banking client need segmentation financial services services Popularity competitiveness methodology
Malaysia’s Dual Banking System: Institutional, Legal and Strategic Prospects for Integrating Islamic Finance into the Conventional Banking System of Uzbekistan

This article examines whether Malaysia’s experience with the “dual banking system” can be applied as an institutional, legal and strategic model for integrating Islamic finance into the conventional banking system of Uzbekistan. The study does not envisage replacing conventional banking activity;...

Islamic banking dual banking system Islamic finance Shariah governance Bank Negara Malaysia sukuk Islamic money market regulatory neutrality tax neutrality investment accounts Islamic capital market Shariah Advisory Council Islamic windows standalone Islamic banks takaful prudential supervision ethical finance liquidity management financial literacy human capital banking reform financing of the real economy
Ways to Ensure Financial Sustainability in Commercial Banks’ Activities Through ESG Principles in Uzbekistan

In banking, financial sustainability is the ability to earn profit that will offset the cost of capital, shocks and growth without a state bail-out. It is difficult to imagine that the above result can be achieved in commercial banks of Uzbekistan. The state still has nearly two-thirds of the ins...

ESG integration financial sustainability commercial banks green finance green taxonomy banking supervision Uzbekistan
Bis-Guided Titration of Anesthetic Depth as a Means of Improving Perioperative Outcomes in Surgical Correction of Congenital Heart Defects in Children

Background: Surgical correction of congenital heart defects (CHD) in early childhood is performed under conditions in which conventional clinical signs of anesthetic depth are distorted by the underlying cardiac pathology, cardiopulmonary bypass and vasoactive support, while the developing brain ...

Bispectral Index BIS-guided anesthesia congenital heart defects pediatric cardiac anesthesia anesthetic depth titration processed EEG perioperative outcomes
Why Do Retail Investors Hesitate to Invest in Mutual Funds? An Empirical Study of Retail Investors' Perception in Bilaspur District, Chhattisgarh

In India Mutual funds have emerged as one of the fastest-growing investment options. They offer professionally managed portfolio along with liquidity and diversification, and opportunities for long-term wealth creation. During the last decade, the mutual fund sector in India has expanded substant...

Retail Investor’s Mutual Fund Investment Investor Perception Investment Decision-Making
Mechanisms for Increasing The Competitiveness of Agricultural Products in International Markets

The article examines the key mechanisms for increasing the competitiveness of agricultural products in international markets, with particular attention to product quality, certification, processing, logistics, digital technologies, market diversification, and export-oriented value chains. The stu...

Agricultural Products International Markets Competitiveness Agricultural Exports Value Chains Certification Logistics Digitalization Processing Uzbekistan
Improving The System for Digital Identification and Monitoring of Financial Risks At Industrial Enterprises

This study examines approaches to improving the digital identification and monitoring of financial risks at industrial enterprises. The relevance of the research is determined by increasing financial uncertainty, exchange-rate volatility, changing borrowing costs, liquidity constraints, and fluct...

financial risk digital monitoring industrial enterprises risk identification financial stability early warning system digital technologies risk management